The answer depends on what specific terms are included in the contract that you have executed.

These terms are negotiable although there are general expectations that differ between Manatee and Sarasota counties.

Buyers and Sellers both pay closing costs.  For example, in Bradenton, sellers usually pay for the title insurance.  Conversely, in Sarasota it is customary for the buyers to pay for title insurance.  

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Seller's closing costs typically include:  loan payoff fees; the real estate brokerage fee for service; title insurance (depending on the location); termite repairs (this is negotiable in some areas); transfer taxes (doc stamps on the deed) and escrow fees, if there are any; attorney's fees where applicable; and other fees set by local custom or negotiated during the transaction.  Sellers can get an accounting of the closing costs they're likely to pay from their listing agent.

​CLOSING COSTS AND WHO PAYS FOR THEM

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